Who owns your note and mortgage?  That question is one of the more vexing aspects of foreclosure litigation.

All across America, “The Banks” are taking back homes from Americans….but “The Banks” don’t own these mortgages….

NOTES AND MORTGAGES ARE OWNED BY FANNIE MAE AND FREDDIE MAC

The reality that loans are not owned by “The Bank” that is taking money from you each month and demanding things from you like proof of insurance or demanding that you comply with loss mitigation activities has implications that extend far beyond the crisis of foreclosure for individual Americans.  And going even deeper than the problem of “The Banks” not owning the mortgages…the reality is Fannie and Freddie probably don’t own these debts either…

NOTES AND MORTGAGES “OWNED” BY FANNIE/FREDDIE ARE ACTUALLY PLEDGED TO OTHER, HIDDEN ENTITIES…

(like foreign governments)

The reality that all of Americans need to understand is that the residential housing finance system is a shell game, a delusion…and a ponzi scheme. Mortgages have been sold over and over again and it’s not at all clear who has the real authority to properly resolve a foreclosure dispute.

Here’s the first part of the journey….look up and see who actually “owns” your loan:

Freddie Mac Loan Lookup Tools

https://ww3.freddiemac.com/loanlookup/

Fannie Mae Loan Lookup

https://knowyouroptions.com/loanlookup