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Choose your foreclosure defenses carefully, bad things can happen:

WOW…JUST WOW….

FROM THE ACTUAL OPINION….

Badgley sent Appellees a written demand to “validate that an actual debt exists”
by producing twenty-three separate categories of documents. The demand stated that if
Appellees failed to produce the information requested in their next correspondence, they
would “be accepting my offer to provide pen pal services at $100,000.00 per
correspondence.” It further notified Appellees that by “failure to validate the alleged debt,”
as demanded, they would tacitly agree to waive any and all claims against Badgley, would
release her from any encumbrances clouding title to her property, and would be subject
to a quiet title action.

BADGLEY