A few months ago, I was contacted by members of the Florida Senate staff who were looking for input on how to improve the foreclosure process in Florida.
I realized fairly early in the conversations that there was no real interest or concern about preserving the integrity of the legal process or protecting the rights of both homeowners and other stakeholders in the process….the only real interest was in making the process of throwing families into the street quicker…..due process be dammed……
The work product released from Florida’s Senate reflects this singular focus. Take a look especially at the attached November interim report from the Florida Senate. The report demonstrates a slavish intent to throw the law and fairness….(you know how those things tend to slow down things) completely out the window.
Once again Florida’s Legislature is trotting out the tired old Uniform Non Judicial Foreclosure Act as part of their insistence on turning Florida into a Due Process Stripping, Rights Be Dammed state. The only problem….once again is they’re trotting out the Uniform Non Judicial Foreclosure Act, which is anything but uniform…it’s been around since 2002 and not a single state has adopted it….(non judicial foreclosure act)
Listen to the Audio of the presentation and hear the utter frustration on the part of Senators about the fact that the federal Dodd-Frank legislation would stand in their way of turning Florida into a non-judicial foreclosure state. Pity that when the banksters wrote the mortgage documents, those documents gave borrowers rights….like the right to have a judge adjudicate any disputes….it’s kind of a bedrock principle of American law that a legislature cannot change laws that impair private contract rights…..again with those pesky laws…..
Not surprisingly, the Senate report and the discussions contain hardly a mention of the systemic fraud that has plagued the foreclosure process nor any input from homeowner’s rights advocates (who needs any of that to get in the way of progress).
Also missing is any indication of the hours of input I provided. (how’s that for a legal process that’s fair to all?)
Please read through all the materials carefully….especially the November Meeting Package
Another problem is that – in spite of Florida Senate hubris – an act of the Florida Legislature, even signed by the Governor of Florida, cannot simply re-write thousands upon thousands of existing Florida mortgages without unlawfully interfering with both private contracts and interstate commerce.
A good point…make sure you listen to the podcast…you can hear how frustrated they all are by this….
It’s time residents of Florida, enmass, STORM the legislature and start thowing them out BODILY!!! Every damed one of them who would do this horrific Deed!!!
As a Realtor watching all these home owners illegally thrown out on the streets for the past 4 years, while the banksters and servicing companies lied to these home owners saying ” Oh yea your good just keep sending in this $ amount per month and your going to be fine, long enough to collect from these home owners as much in pocket then pull the rug from under them and foreclose, while the courts allow this is a shock to what I once knew”¦ These poor people /families /kids /animals thrown out of their home and lied to by these bastards!
Their have been families who killed their entire family thinking their was no other way out, their were people who hung themselves or put the gun against their head and pulled the trigger!! THIS IS MURDER ON THE BANKSTERS AND ALL INVOLVED. They made these people feel worthless, as i said these BAstards.
Jen Quinn / Realtor
Dare to care!!!
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