…but in Florida we need to CLEAR THE FORECLOSURE BACKLOG!
Those of us who fight in the trenches of the foreclosure wars are right in the middle of the most significant attack on the foundation of our nation in a generation. In Florida, that attack is manifested in The Great Foreclosure Purge of 2014, this period where Florida Courts have accepted an un-Constitional mandate to dramatically change the course of legal process, a change which is not founded at all in legislation or changed appellate decision. (The two legitimate and Constitutional sources of judicial direction) Instead, Florida’s courts are responding, most aggressively, to direct coercive powers of the legislative and executive branches which are not based on the will of the electorate.
For more than 4 years the banking and financial services industries tried desperately to pass legislation to help them crush through the foreclosure catastrophe that they dumped in Florida’s courts. Defense attorneys, homeowners, judges, court staff and our existing laws are not and were not the cause of the foreclosure backlog.
Fraud, forgery, incompetence, lying, cheating and an entire universe of crimes and improper conduct by the entirety of the financial services industries and their minions are the cause of the foreclosure backlog.
The national and international banks set about an entire system of lies, forgery, incompetence and fraud and interjected all of this into our state’s civil court system and into our federal bankruptcy courts. This is reflected in the National Mortgage Settlement and the OCC Settlements. Anyone who cares to read the Consent Judgements (or the OCC Consent Judgments) will understand the statement I just made is an absolutely true and verifiable statement of fact.
What came next was and continues to be far worse than the crimes that led to these settlements. The Banks got caught stealing from the federal government to the tune of billions (perhaps trillions of dollars). The banks got caught forging, fabricating and committing perjury in our courts. Just for easy reference, the lawsuits and the settlement link is here.
The response to all this here in Florida is far beyond any bit of rational and responsible expression of proper governance. Rather than our courts standing up, taking a long, thoughtful and concerted consideration of what has occurred and responding in a thoughtful and measured manner, Florida’s courts have instead accepted the mandate that the final resolution of the greatest financial crime spree every committed on a population is to reward the criminal financial organizations with the Great Foreclosure Purge of 2014, otherwise known as Florida’s Uniform Foreclosure Backlog Reduction Initiative.
The banks got caught. The banks funneled fines and penalty money to the courts. The courts reward the banks with an expedited foreclosure process that results in expedited foreclosure judgments, turning the banks over to the very banks that got caught. The banks that got caught stealing trillions from the federal government.
Florida’s Uniform Foreclosure Backlog Reduction Initiative
Florida’s Uniform Foreclosure Backlog Reduction Initiative is a crazy train that we’re all on board. And that train is falling straight off the rails even as we speak. At the same time Florida’s courts are pushing more and more Floridians out into the street…..mortgage applications are at record lows, wage and unemployment numbers are suffering. Home prices are suffering. But let’s not turn back now…..nope…let’s just keep this crazy train spinning off the tracks…..