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Loan Modification Scams Are A Great And Real Threat to All Homeowners- PLEASE WATCH

2 Comments

  • John Anderson says:

    You don’t ask for a loan mod, you fight for one. It’s only the people who fight there foreclosures get anything but the runaround.
    Justice is swift, on anyone who violates any protection that the banks enjoy. I do not know the particulars of the suspension of the lawyer, and if he took money and did not work on there cases ” via informing the banks, that if they do file suit, possible actions he would take” to put them in position to force the lender to the bargaining table, he deserves suspension, but his work does not even start until suit is filed.
    In my case the 8th servicer of my loan that has offered a 25% principal reduction, and is offering to wave all late fees and penalties on my loan amount of $101,044.79 to $73,000.
    Pretty good but I don’t have 73K in cash, and no lender would touch it and no title co would insure it, as the prior mortgage from Ameriquest is still on file.
    MERS has only shone two of these as servicers Quick Loan Funding, and SN Servicing Corp. So when I checked on 09/17/2010 it listed Sn Servicing Corp as the servicer and revealed Citigroup Global Markets Realty Corp as the INVESTOR! While I am being sued by Citi Property Holdings Inc F/K/A Liquidation Properties Inc. Then when I checked again on 07/27/2011 it still lists SN Servicing Corp as servicer but now has UNDISCLOSED INVESTOR contact Servicer VA and phone #. So I sent this e-mail with a white lie to see what they will reveal.

    I have gotten a offer of settlement from Gregory Funding who claims that on 07/01/2011 became the servicer and has made a offer of settlement.
    That must be accepted by 08/20/2011.
    My realtor said that I need a MERS milestone report, before we can go to closing. How do I get one, how long does it take and if it cost, who do I pay and how?
    My MIN # is 1003375-0603007634-1
    Thank You
    John Anderson.

    I HOPE THEY FALL FOR IT!

  • cheryl says:

    WHO REALLY OWNS YOUR MORTGAGE?
    THE SERVICER DOES NOT OWN YOUR MORTGAGE!
    THEY LIE, TAKE YOUR MONEY AND IT DISAPPEARS.
    Now you need to do a title search and find out who is the OWNER OF RECORD with your county.
    Or demand they produce the wet copy note, the original promissory note you signed.
    Can’t find that out? Go to your county records office and register as the current owner of your home, give yourself a QUIT CLAIM DEED.
    Do your own research or hire a TITLE COMPANY to do it for you.
    IF YOU HAVE A MERS ASSIGNMENT TO A SERVICER, SUE THE SERVICER AND MERS.
    YOU DON’T NEED ANYONE’S PERMISSION TO SUE EVERYBODY THAT CLAIMS THEY OWN YOUR MORTGAGE.
    MAKE THEM PROVIDE CERTIFIED ORIGINAL PAPERS TO PROVE OWNERSHIP.
    YOU DON’T NEED A LAWYER TO FILE A LAWSUIT OR A LOT OF MONEY.
    DON’T GIVE UP, THEY HATE GOING TO COURT, COST THEM MONEY AND THEN THEY STILL LOSE.
    MAY GOD BLESS YOU.

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