Despite what can only be described as a very hostile environment facing consumers in foreclosure court, we win cases all the time…cases that result in a dismissal of the foreclosure case and an end to the foreclosure process for our clients.
Depending on how the case is resolved, through a short sale, a deed in lieu, a consent judgment with waiver of deficiency or an outright win, there are various obligations placed on the credit reporting agencies.
That’s why I encourage all clients…and every consumer…to pull their own credit reports!
So that you can see directly what is reporting on your own credit. There will likely be many items that are incorrect or that need to be deleted altogether. When those items appear, you need to report and GET THOSE ITEMS REMOVED.
After you receive your credit report we will work with you to have incorrect items removed.
Once the credit reporting agencies have received your dispute they have 30 days to reinvestigate and either correct, or refuse to correct the inaccurate information. If they refuse, you may then have the right to file a lawsuit against them for the inaccuracies.
MOST IMPORTANTLY, WE WILL TAKE CREDIT DISPUTE CASES AND CHARGE YOU NO FEE WHATSOEVER!