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Foreclosure Defense Florida

The Countrywide Mortgage- Laurie Meder/Michelle Sjolander Double Tap "Endorsement"

You know those curiously perfect Countrywide endorsements that purport to transfer notes from Countrywide to any old party that happens to stumble in to court to foreclose?
Well, the deposition of super robo signer extraordinaire Michelle Sjolander is right here
But even more interesting is this copy of a note that shows the magic stamp in action….seems someone got a little sloppy with the ink…….
MIZZEN
 
 

19 Comments

  • Mike Dillon says:

    My but that is a tidy signature stamp. Squint a little and tilt your head and it almost appears to be a single stamp. Couple of problems with stamps, though. They aren’t authentic signatures. They aren’t dated. Anyone can use them if they get their hands on them. And sometimes they’re just plain given away for another entity to use as Judy Faber of Residential Funding explained here – https://stellionata.com/in-the-news/710-120501-judy-faber-supplemental-affidavit-zecevic-v-us-bank-et-al
    In Ms. Faber’s case, her signature was most likely digitized so it was easier to order new stamps whenever one was needed for a new entity. In pulling a dozen stamp samples – I have several hundred Judy Faber stamped indorsements in my possession – and doing a simple light board overlay comparison, there were only 3 unique Faber signatures. In my experience, if one major mortgage industry entity is doing something, it’s most likely “industry standard and practice.”

  • Dianne says:

    I have the idential double stamp which appeared on my alleged promissory note in 2011.
    I have just sued Bank of America and their foreclosure mill, and wondering what I must do to introduce evidence such as your article and/or the Sjolander deposition in court.

  • Ryan says:

    Mr. Weidner,
    I have seen many of these endorsements as well. However, it doesn’t appear to present a defense to foreclosure even considering that a) it is clearly a stamp and b) from the deposition we know that it wasn’t either of the ‘signors’ pressing the stamp.
    It does speak to the Banks’ general practice of making things seem a certain way on paper that does not represent what actually happened, and their propensity for taking shortcuts on paperwork whenever possible (as puzzling as that is when the papers are worth hundreds of thousands of dollars.)
    Does the stamp present some viable defense that I am not seeing?
    -Ryan

  • Attorney Wendy Alison Nora says:

    The double Sjolander/Meder endorsement stamp is not uncommon. It is used because the robo-stampers do not know in what order the endorsements should appear. I have one case with the double stamp and another with Sjolander single stamp right next to a Meder single stamp. In the case of the single stamp, reading left to right, the Sjolander stamp endorses the note “in blank” and then the Meder stamp to the right specifically endorses the note back to the Countrywide entity which purportedly endorsed it blank on the left hand side. I also have now seen a note which has a blank fifth page (its own built-in allonge) which suddenly appeared endorsed in blank over the illegible stamped name of a “Collateral Officer.”
    This crisis should have been over years ago. The document forgeries are obvious. We spent years arguing about MERS, lost notes and seeking the production of original notes. Now you can show the note right to the judge and the obvious forgeries are considered authentic transactions. Our legal system has either been duped or is complicit or enough of both to end the Rule of Law. Criminals can hire lawyers to walk right into the courthouse and demand the surrender of a home on the basis of a forged document and the homeowner is considered the wrong-doer because we cannot forgive UNLAWFUL debt proven by forgeries!
    Why are we so afraid to put an end to this charade? Who is benefiting from its continuation?

    • Dave says:

      I also have a note with this exactly: “In the case of the single stamp, reading left to right, the Sjolander stamp endorses the note ” in blank” and then the Meder stamp to the right specifically endorses the note back to the Countrywide entity which purportedly endorsed it blank on the left hand side. ” and have just received a summons by BOA. What does that mean?

  • Gulfresident says:

    …and here’s the scenario if you sue THEM first: Bank didn’t know they own my loan. Bank Attorney didn’t know they own my loan in pre-trail mediation. Mers must have forgotten to tell them….

  • Raptor says:

    Those are the tell-tale signs of a “Xerox copy.” A rubber stamp wouldn’t make those marks on the edges of the endorsement. Caught red-handed! Thanks for posting, Matt!

  • Raptor says:

    Not only that, but it’s a note based on Lie-More! Beautiful! Fraud coming and going!

  • Hillary says:

    Well when are these docs being stamped. Are there old notes around with the Laurie Meder and Michele Sjolander stamp. My point being is that Countrywide has been out of business for years. Michele Sjolander worked for Countrywide and Skank of America so are they signing these docs now-if so its fraud bc Countrywide is out of business. Also I believe you need a corporate resolution to have signing authority. Where is that. A corporation cannot give power of attorney and I don’t believe Michele Sjolander can give power of attorney for others to sign for her. She says in one of her depos that she gave them power of attorney. I think the only way someone can sign for a corporation is thru corporate resolution.

    • LA Today says:

      A power of Attorney does not give one power to forge a signature only to be a witness to signing a document.
      In my practice as an insurance agent, someone who has power of attorney can sign their, put their address information, but never can stand up to sign someone else’s name or even use a stamp. Even in business no one would ever stamp a legal document, it would be wet signature.
      This is fraud 100%… and I agree this should have ended all these illegal foreclosures including mine, but the judge in my case believed the lawyers for mellon who are presenting fraud on the court. wait until I am done… so many illegal things have happened in my case that a lot of people will hopefully be able to benefit if it ever gets through the court.
      DON’T GIVE UP THE FIGHT….

    • LA Today says:

      A power of Attorney does not give one power to forge a signature only to be a witness to signing a document.
      In my practice as an insurance agent, someone who has power of attorney can sign their, put their address information, but never can stand up to sign someone else’s name or even use a stamp. Even in business no one would ever stamp a legal document, it would be wet signature.
      This is fraud 100%… and I agree this should have ended all these illegal foreclosures including mine, but the judge in my case believed the lawyers for mellon who are presenting fraud on the court. wait until I am done… so many illegal things have happened in my case that a lot of people will hopefully be able to benefit if it ever gets through the court.
      DON’T GIVE UP THE FIGHT….

  • Nicole says:

    My loan was taken out in 2010, and sold to Bank of America a week or two after, there is Country Wide information on my Note. Didn’t Country Wide close in 2008, is there any possible existance between having Country Wide information on a 2010 note.

  • Carey Hensley says:

    I have a Laurie Meder and a David A Spector on my so called note. The signatures look digitized and the are even with each other. They are not dated either. Could this be fraud?

  • Lillian says:

    Does anyone know the State in which these two officers resided?The p.note that BOA’s attorneys presented to the court in the foreclosure complaint also have both stamps, however, I was told that in the State of Fl the law does not recognize the signature on a stamp from someone leaving out-of-state. I guess that if I can prove the State where these ladies lived/worked during the period of time between Feb.2007 and BOA’s purchase of CW assets, I may have a chance to get the Foreclosure dismissed. And hence, this would constitute fraud which may waive BOA’s right to collect on this mortgage…

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