Foreclosure Defense FloridaGeneral Information

The Banks, Breaking Into Homes, Destroying Property, Terrorizing Homeowners…..AND NO ONE WANTS TO STOP THEM!

I wonder what would happen if more Americans knew the banks have decided they can break into homes, terrorize homeowners and destroy their personal property?
I wonder what would happen if Americans realized that the banks took the position that if they wanted to break into properties and use sledgehammers, crowbars and baseball bats to COMPLETELY DESTROY AND DEMOLISH THE HOME THEY COULD DO SO….WITHOUT EVEN PROVIDING ANY NOTICE TO THE HOMEOWNER?
What if you left your home one day and when you left the doors and the walls were completely intact?   But you returned later to find workers in your home knocking down every single wall…with reckless abandon?
And what if you learned that because these workers were violating state law, were unlicensed and did not have any permits, you, the homeowner faced a $500 per day fine?   Doesn’t that sound INSANE?   Well, take a look at these before and after pictures. In the first picture you see a perfectly fine home…right?   Walls intact?   Floors clean…a little bit of work being done?   Well, that’s they way my client’s home looked when they left it.
IMG_1830
 
 
 
The next picture should shock and appall you.   What this picture shows is what happens after a bank.enters into my clients home, without warning that they were going to do so….and completely demolish the property.
IMG_1858
 
 
 
This was your country folks….but now the banks do what they want.   My disturbing case is hardly isolated.   Read from today’s Huffington Post:
Last March, a 23-year-old bank contractor cut through the secured gate at the entrance to a farm in Little Rock, Ark., and proceeded to a small house on the property. There, according to a police report, he broke the lock off one of the doors and forced his way inside.
The man, who police would later identify as David Cole, was allegedly there on official business: He worked in a little-known but booming industry that maintains and inspects millions of foreclosed and abandoned homes owned by mortgage lenders in the wake of an epochal real estate bust. The bank responsible for this particular home had presumably decided that the home was another discarded mess, and Cole’s company had been dispatched to shore the building against the ravages of weather and decay.
HUFFPO

2 Comments

  • Hazel says:

    Have any of these cases gone to trial yet in Florida?
    I’ve been told that the law here is pretty clear that this is unacceptable, especially if no ” notice” is given to the homeowner, and my mortgage is unambiguous as to what is considered ” notice” on behalf of both the mortgagor and mortgagee.
    My property has been repeatedly broken into, and no notice has ever been given. They continue to trespass and put ” vacant” signs on my house, and call that ” notice.”My property address, which has no mailbox, has NEVER been my notice address, a fact that the bank knows full well, since they send every other ” notice” to my notice address.
    The mortgage plainly says that I can have only one notice address.
    During the last hearing when I tried and failed to get an injunction against this behavior, the bank’s attorney dramatically announced that my house was ” abandoned” even though I continue to maintain it, and even installed motion sensor lights to offset the damage done by the repeated ” vacant” signs (which are promptly removed.) The attorney also stated that I am using the house as a ” storage unit” which seems to contradict his assertion that it is abandoned.
    During this hearing, they also flew in a woman from Iowa who looked at a picture of a stain underneath the kitchen sink (the thugs took pictures during the first break in 3 ½ years ago) and stated that the stain looked like mold to her. The bank’s attorney looked horrified at this.
    Not once in the past 3 ½ years this has been going on has the bank sent me ” notice” that they would like to inspect the interior of the house, which is their right, in order to determine if this stain is mold. That’s how much they want to ” protect” the property.
    The lady from Iowa also doggedly insisted that the ” vacant” signs protect the property, as is turning off the power in August. Unbelievable.
    This will eventually go to court. I look forward to it, and to the subsequent appeal

  • AlabamaWind says:

    Wow, I’m wondering if I’m a victim of this. I alerted my mort. company that I’m moving and was broken into weeks after that notice. Hmmmmm……

Leave a Reply