How Long Will I be Able to Stay in my Home Before The Bank Forecloses?
At Weidner Law, we believe no homeowner should ever leave their home to foreclosure, and we fight hard every day to try and achieve that goal. Our record is not perfect, but we try hard. The reality is, with a proper legal defense mounted, and with cooperation of our clients, we expect that it should take a bank years to complete a foreclosure…not weeks, not months…but years.
What If I Just Want To Walk Away From My Home?
Even if you have decided that it’s just not worth it to fight for your home, perhaps you are or already have filed bankruptcy or you’ve simply moved on, you need the advice and counsel of an experienced foreclosure defense attorney to make sure that you leave on terms that will not harm you and your family in the long run.
Should I file bankruptcy to avoid foreclosure?
Bankruptcy should never be the first option for a homeowner facing foreclosure…there are just too many other tools we can use to avoid the consequences of a foreclosure sale. Having said that, if a client has a mountain of other debts or if there are other reasons, bankruptcy is one tool that we can use to provide relief and consumer justice, but in our practice it’s a last resort. There are simply too many other negative consequences to bankruptcy.
How long do I have to respond to a foreclosure complaint?
You only have as little as 20 days to respond to a foreclosure lawsuit after it has been personally served upon you. As a result, you should meet with a foreclosure attorney long before you are actually served so that we can begin to prepare your defense and to ensure that we have it filed in a timely manner. If you do not respond within 20 days, you could be defaulted and you could lose your ability to defend your foreclosure case forever.
For more information we invite you to view our informative videos.