Earlier this week a client returned to her home to find a notice duct taped to the door. The notice said,
“Attention Entry By Unauthorized Persons is Prohibited!”
The notice went on to state that in order to protect the lender’s rights in the property, they had broken down the door and that noone else was authorized to enter. In case of emergency only, you should contact BAC Field Services Corporation at 800/669-6607. The notice further provided that the home was not owned by BAC Home Loans and that you should not contact them about sale or rental.
Now here’s the kicker this home is owned by my clients. They haven’t even been served with a foreclosure yet. No problem though, that didn’t stop BofA from breaking and entering. I immediately contacted BAC and they informed me that they have every right in the world to break down doors and do whatever they deemed necessary to “protect” their mortgage.
NO THEY DON’T! NO PERSON OR COMPANY CAN JUST BREAK DOWN THE DOORS OF ANOTHER PERSON’S HOME!
I wish this was an isolated incident, but the scary fact is it is a practice that is occurring all across the country. When I called the 800 number provided on the sticker, they had options to press for, “If you need to retrieve your personal property, push 1″….I’ve had multiple clients that this has happened to, and my colleagues report other instances of it. This is totally illegal and the companies that are doing it are breaking the law….these crimes are felonies in every state.
Don’t believe the banks or the lenders if they tell you they have the right to do these things….contact law enforcement and press charges! If you know of instances where this is happening, please contact me with details so this information can be shared.