Foreclosure Defense Florida

Bank of America Trashes a Florida Home They Foreclosed…Problem Is The Homeowner Owned it Free and Clear! No Mortgage to Any Bank.

Does a bank need to prove they own a note/mortgage in order to foreclose?   No.   Does a bank need to prove how much they are owed if they try to foreclose?   No.   In fact, they don’t need courts, just let them bust down doors, and throw people and their property out.   Although numbers are difficult to pin down because this phenomenon goes largely unreported, type in “trashed out” and “foreclosure” for a list of examples.   In yet another shocking example of complete disregard for that most basic and protected American legal right….property right, banks are literally knocking down doors and throwing people and their property out on the street…..From “The Boston Channel” click here or read on…..

A Massachusetts couple says their son’s homecoming from Iraq was spoiled when Bank of America/Countrywide foreclosed on their Florida home, which they owned free and clear.   (Full Text of Article Here.)

Homeowner Charlie Cardoso, of New Bedford, was shocked to hear that the bank, with whom he never had a mortgage, foreclosed on his Spring Hill, Fla., home, despite telling the bank it had the wrong house.The Cardoso’s tenant was forced to leave the Florida home, and the bank seized the home, changed the locks and removed personal property from the house and garage, the family claims.They said Bank of America’s foreclosure spoiled the couple’s plans to welcome home Cardoso’s wife’s son, who had just completed his third tour of duty in Iraq.

Upon notice of the seizure, Charlie Cardoso drove to Florida to protect his house, missing the homecoming.The lawsuit to be filed in Federal Court in Boston alleges that Bank of America, which now owns Countrywide, intimidated the Cardoso’s tenant into vacating the property, trespassed and seized the Cardoso’s property and changed the locks to the house.The complaint also alleges that Bank of America/Countrywide was notified prior to the foreclosure that it was the wrong house by both the Cardosos and the realtor who held the listing for the foreclosure sale, yet Bank of America/ Countrywide still proceeded to foreclose.

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