Posts Tagged ‘foreclosure fraud’
Governor Rick Scott: The Banks Are Not To Blame For Abandoned Homes
Floriduh is officially the most corrupt state in the nation and it’s hard to imagine how things can change while the soiled leadership remains in power. There is no greater expression of the corruption and evil than Floriduh’s uber corrupt governor, Rick Scott, followed on his heels by Floriduh’s failed Attorney General Pam Bondi (How those foreclosure mill investigations coming? Huh?)
You really gotta watch these videos, creepy….
An Utterly Disgusting (again) Wells Fargo Foreclosure Story, That Will Make You Hurl
At what point in time will all of America wake up and demand these banks start acting appropriately?
Make sure you’re siting down when you read this one…..
Who “Owns” That Foreclosed Home? Apparently No One Knows…But We Had All Better Start Caring
Picture a monotonously stormy and foggy day. The rain is pouring..not just down, but sideways and upside down and swirling. It’s so dark, you can’t see six feet in front of you. And right in the middle of this, you’re barreling down the interstate at 100 mph. The water across the highway is so deep that you’re just hydroplaning and twisting and flying straight off the road. And more and more people just keep getting on that interstate, going faster and faster. After hours and hours of this the entire roadway is a scene of carnage and destruction. Bodies and mangled cars lying everywhere. And still the cars just keep on coming. Faster, harder, more of them.
Law enforcement and highway patrol are totally aware of the carnage on the road, but they do absolutely nothing. Worse, they stand there flagging more and more cars onto the interstate…”KEEP ‘EM MOVING!” , “GET IN THERE!” , “GO FASTER!” They shout.
Now, instead of cars on the interstate, understand that this is what’s happening with homes in foreclosure. The banks haven’t even begun to clean up the existing wreckage, but they’re throwing more carnage into the pipelines just as fast as they can spit foreclosure lawsuits out of their computers.
And the best part about all this societal carnage is the victims, the American taxpayer, are paying for all this.
Welcome to Amerika 2012!
Two articles appeared in newspapers caught my attention. Fist, the Tampa Times reports a dramatic increase in new foreclosure filings. Next, the Ft. Lauderdale Sun Sentinel reports on the fact that there are tens of thousands of vacant and abandoned homes and local code enforcement agencies cannot figure out who owns them or who should be taking care of them.
Hmmm, let’s put the two stories together and see what we’ve got. First thing is we know we got hundreds of thousand of foreclosures pending in Florida with hundreds of thousands of new cases set to be filed for the foreseeable future. Now down here at the ground level, in the trenches, we’ve been screaming for years now that banks should not be able to proceed with foreclosure cases unless they prove up who owns the mortgage, clearly identify the company that is foreclosing and specify the rights under which they are foreclosing. The form pleading that is still theoretically at least approved by the Florida Supreme Court requires a plaintiff to assert that it “owns and holds” the note and mortgage that they are foreclosing.
I say theoretically because no one seems at all interested in enforcing laws or rules anymore. I’ve gone on and on for years now, whining about plaintiffs not complying with the verified complaint rule and not pleading capacity and not showing any evidence at all of ownership or authority. In fact, for years we’ve all been pounded into dust making these arguments. Told they don’t matter or worse being accused of filing frivolous pleadings and engaging in improper litigation….because we dare to try and invoke the laws and rules that are supposed to govern a lawful and orderly society.
I became far more pragmatic years ago when I started screaming, “Judge, who are you giving that home away to?” Many courts are starting to get that these questions really matter….and many more will in the years to come as our nation devolves into a chaotic mess of anarchy caused in part by unchecked, rampant and systemic lawlessness. I mean seriously, if we cannot figure out precisely, exactly, undeniably who owns hundreds of millions of dollars worth of assets and the real property that is quite literally the foundation of this nation, then exactly what kind of future does this nation really have?
There are millions of vacant and abandoned homes across this country, with many millions more hitting the foreclosure pipeline in years to come. If I were a judge I wouldn’t grant a single other foreclosure until I was darn certain precisely, exactly, undeniably who or what was going to take title and take responsibility for that home. And because foreclosure is a court of equity, I would be doing that in every single case that came across my bench, defended or not.
It’s just absolute madness to continue with this insanity of throwing citizens and families out into the street and continuing to reward the financial criminals that have thrown our nation into chaos and tyranny. At some point in time, it’s just got to stop. It starts with unraveling riddles like this one…
A single mortgage may involve several banks or companies — one that made the loan; another that “services” the loan by collecting payments; and another that funnels payments to yet another bank, or “trustee,” that disburses proceeds from mortgage payments to investors of loans bundled together as mortgage-backed securities.
Add to that the recent wave of bank closures and mergers, and you’ve often got a jumble of corporate entities.
Towns have struggled to unravel this chain of relationships to force the banks to act.
“It’s a legal nightmare to figure out who is responsible,” said Raquel Diaz, code compliance manager for Lake Worth.
For example, a house may be titled to “Deutsche Bank c/o Saxon Mortgage Services Company.” Deutsche Bank is a German firm that acts as a “trustee.”
Foreclosure Resistance, The New Civil Rights Protests!
Not a single other American should be thrown into the street given the vast corruption that exists in our nation’s financial and legal processes.
Americans now understand that their government has turned against them.
Billions of dollars of our tax money has been shoveled into the coffers of the banks, Wall Street and their benefactors in Congress and in state houses all across this country.
Martin Luther King Jr. taught us all that it was unjust to follow immoral laws or laws which were repugnant to more important legal or Constitutional principles. We have arrived at another epoch in American history where it has become apparent that the Will of The People has been subsumed by The Power of The Corporations.
The corporations are fighting back, and they are winning….taking away more of our freedoms, passing laws to silence dissent and punish those that speak out. CISPA and NDAA and a whole host of other state, local and federal laws establish more and more a corporate fascist police state.
The story below illustrates two important points. First, we as taxpayers shoveled billions at banks who refuse to make humane decisions. What sense does it make to throw a disabled woman into the street? As a taxpayer with a vested interest in the nationalized institutions that wield so much power…and do so because the have the benefits and protections of the federal government and my taxpayer dollars…I demand that no institution or investor take precedence over the welfare of individuals and families. This family stays in this home, making mortgage payments that reflect the investment we all made in the banks and institutions.
Second, no law that restricts or impedes the right of Americans to protest or speak out should be respected. The local ordinance described in this story is a perfect example of this. The rich and powerful made their money off the backs of the American people. They should not be permitted to suck the very life away from the citizens of this nation, then hide away inside the enclaves they’ve built for themselves. Neither should they be sheltered and protected from the inconvenient consequences of their destruction by the civil servants who likewise have suffered, and will continue to suffer under the misery they have wrought upon this nation.
These industries that are effectively nationalized cannot accept all of the benefits of nationalization without likewise accepting the very real consequences, all of the consequences, that flow from this elevated status. They are no longer responsible and accountable only to their own boards and shareholders, they are equally accountable to every single taxpayer who, as a result of extraordinary government intervention, now have a very real, vested and personal stake in every business decision.
SAY HELLO TO YOUR NEW SHAREHOLDER, THE AMERICAN PEOPLE!
Make no mistake, and it bears repeating every single time. We must all honor the principles of non violent protest, and execute all expressions of protest through peaceful and organized methods. In the context of foreclosure, this must principally be expressed through the exhaustion of all legal processes that are available before, during and after any other form of protest. Every case must be defended and every motion, every paper, every step forward must be met with a measured and appropriate response. Every loss must be carefully examined and brought for rehearing, then appeal where warranted. Never again are we to permit a bank to take a home the easy way. In today’s legal, ethical, moral, economic and social environment, laying down and allowing a home to be ripped away by a nationalized institution is a violation of fundamental Constitutional rights. The American people can simply no longer ignore the linear connection between the benefits we have provided to our oppressors and the tyranny they continue to visit upon their benefactors.
There comes a time when the tide must turn and that time is surely now.
Think about that as you read the story of a woman arrested for protesting her forced removal from her home, Wells Fargo






















