Posts Tagged ‘experienced foreclosure defense attorney’

The United States is a Death Machine….

The financial system in the United States is in ruin.  We exist today in a sort of extended, suspended animation.  Real wages, i.e. the actual money that Americans put in their pocket after taxes and other costs do not come close to supporting the lifestyle we’ve all become accustomed to.  We cannot afford the cars, the clothes, the home, the food so they’re all purchased on credit.  The credit soaks up more and more of the real wage so at the end of the month there really is nothing left.  And yet, because somewhere between 60%-70% of our entire economy is based on consumer spending, we all need to continue spending so that the rest of us continue to have the jobs that are predicated on that consumer spending.  Great system, huh?

Now if you’ve read this blog for any amount of time, you know I’m the strongest supporter of our military.  I will consult with any active duty military for free and I have made a commitment to make sure that no member of our military in Florida has to face foreclosure without an experienced foreclosure defense attorney on their side.

With my bona fides firmly in place it is critically important that all of America understand just how out of whack our military spending is when compared to the rest of the world.  Now one thing to keep in mind with military spending is that a huge percentage of the total spending goes toward actual wages or payroll that becomes part of the domestic product and even the spending on weapons systems and gear becomes part of the domestic economy, but the much bigger question is,

What if we had focused our military spending priorities on healthcare or education or anything else?

Now take a look at the graph below and just let it soak in.  Do you feel real safe in this country?  I feel safe in some respects, but I felt a whole lot safer in Costa Rica, a country with no standing army.  Even though they have no standing army, I’m fairly certain Costa Ricans are not too vulnerable to a terrorist attack….

After you gaze upon the graphic, go onto Wikipedia and explore all aspects of our military spending policies….

The world’s top 5 largest military budgets in 2009. Figures sourced from SIPRI.

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SHORT SALES, FLORIDA ASSOCIATION OF REALTORS AND SELLER/REALTOR SHORT SALE LIABILITY

Fl-realtorsRealtors across the state are exposed to massive liability every time they have consummate a short sale transaction because the previous version Short Sale Addendum form prepared by the Florida Association of Realtors completely ignores the liability faced by homeowners for a deficiency judgment.

I first altered the Realtors I work with and the Florida Association of Realtors to this problem shortly after I started seeing the prior addendum over a year ago, and it appears that they have finally accepted this message.  The attached Short Sale Addendum, revised in June 2010 includes the exactly language that I have been directing my Realtor clients to use.  For every Realtor and seller under contract, this addendum should be replace the prior contract that is part of the transaction

short sale addendum

Short sales still present massive liability for all parties and it is absolutely critical that sellers and all agents involved in these transactions obtain the advice of an experienced foreclosure defense attorney.  Review my blog and contact me directly for more information about this important issue.

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