It’s official, independent research confirms that home prices in the Tampa Bay market actually increased, albeit modestly for the latest published figures, July 2009. According to an article in today’s Saint Petersburg times, “Tampa Bay home prices rose 1.4 percent from June to July, reflecting a broad national upturn in housing values over the summer, [...]
Entries from September 29th, 2009
The Stock Market Is A Ponzi Scheme
September 23rd, 2009 · No Comments · Mortgage News
The stock market is nothing more than a sophisticated Ponzi scheme where dividends paid to prior holders are paid with funds received from new investors.
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Does Fannie Mae Own Your Mortgage?
September 12th, 2009 · No Comments · Mortgage News
Whether you are facing foreclosure or simply want to negotiate a lower payment of your existing mortgage it is helpful to determine whether your loan is currently owned by Fannie Mae, a federal government agency that purchases loans from lenders who closed or originated the loan.
If your loan is owned by Fannie Mae, a variety [...]
Realtors and Attorneys; Working Together to Solve Your Foreclosure Problem
September 12th, 2009 · No Comments · Foreclosure
If you are facing a foreclosure and do not want to continue living in your home, the quickest way to resolve your case is to retain a realtor and an attorney, experienced in foreclosures, who will work together to resolve your foreclosure nightmare.
There were approximately 1200 condos and homes sold in Pinellas County in June [...]
Foreclosures and the Mortgage Forgiveness Debt Relief Act of 2007
September 11th, 2009 · No Comments · Foreclosure
The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.
This provision applies to debt forgiven in calendar years 2007 through 2012. Up to [...]
Tags:debt relief act·foreclosure forgiveness·mortgage forgiveness
How Long Does it Take to Probate a Will in Florida?
September 11th, 2009 · No Comments · probate
When a resident of the State of Florida dies and if that person (called the “decedent”) dies leaving a valid will, the will must be presented to the local court to perform the process called “probating a will”. Probating a will is the process whereby a judge examines a will to make sure it complies [...]
Tags:florida probate·florida will·pinellas attorney·pinellas lawyer·probate a will
SHORT SALES, REALTORS AND THE FLORIDA FORECLOSURE RESCUE ACT
September 7th, 2009 · No Comments · Foreclosure
In many instances, the best solution for a homeowner facing foreclosure is to sell his or her property to satisfy the underlying mortgage debt and conclude the foreclosure case. Because so many homeowners owe more on their homes than the property would bring at sale, the only practical solution is a “short sale” or a [...]
Tags:florida foreclosure·florida foreclosure rescue·foreclosure rescue act·short sales
Demand Mediation in Foreclosure Cases
September 2nd, 2009 · No Comments · Foreclosure
One of the most frequent complaints my clients in foreclosure share with me is that they cannot even get in touch with their lender, much less any person who might be able to provide any solutions or compromises to the foreclosure sale of their home. After hearing many such complaints, I started calling on behalf [...]
