FORECLOSURE DEFENSE

Losing a home through foreclosure can be frightening and stressful. Regardless of how the foreclosure threat started, there are almost always legal defenses that can help save the home. Homeowners in this situation have to decide whether or not they want to remain in the home, pursue a sale or seek modification of the terms of the loan. Or, challenge the foreclosure if the mortgage company cannot show the right to foreclose. In many cases homeowners who deal with the foreclosure head-on end up with a better resolution than those who simply walk away. This is because there are often post-foreclosure consequences that can harm the former homeowner years after they gave up the home.

Our team of attorneys helps homeowners find solutions to foreclosure. If you are in foreclosure, or expect to be, take some time to learn about the process and the defenses that may be applicable in your situation. Click on the video here or on the buttons below to learn more about options to save your home. If you need immediate representation, please contact our office for a free consultation today. Get started solving your foreclosure right now.


STOP DEBT COLLECTOR HARASSMENT

It’s not just annoying, harassing consumers to collect a debt is against the law and we can stop it.

Abusive debt collection can cause stress, anxiety and other problems and debt collectors know this. They use these pressure tactics to intimidate, threaten and pressure consumers into paying. But federal and state law, designed to stop this kind of behavior, is available to protect consumers from this kind of harm. Our firm fights abusive debt collection whether or not the source of the problem is a legitimate debt. You see, under the law, the debt collector’s conduct has nothing to do with the debt. This means debt collectors must conduct themselves properly regardless of the type of debt, amount, age of the account or other aspects of the debt. Some consumers, however, are hounded by debt collectors who have ABSOLUTELY NO RIGHT to collect the debt. This not only violates federal and state law, it is a form of fraud. Consumers who are harmed by this kind of conduct can sue the debt collector for damages. Sometimes this can work to eliminate the debt as well.
Click to play the video for examples of debt collector conduct that is unlawful. If you are being harassed by debt collectors and need help, please contact our office for a free consultation. Stop the debt harassment today. Give us a call.


SERVICEMEMBER AND VETERAN RIGHTS

Servicemembers who respond to the call of duty to serve our country should not have to worry about debt collection and other financial matters while on active duty. Neither should their families.

This was the idea Congress had in mind when the Service Members Civil Relief Act (S.C.R.A.) was first enacted. Originally it had a different name, but the intent was the same – protect servicmembers from being victims of financial institution or debt collector abuse while on active duty. Our firm protects the rights of clients who are members of the United States armed forces by providing legal advice and courtroom advocacy in cases involving foreclosure, debt collection, credit reporting and disputes involving financial institutions or other companies. The S.C.R.A. has powerful protections, but servicemembers must be vigilant to send proper notice and timely exercise those rights to get the full benefit. Soldiers, sailors and their families who fail to properly and timely invoke these rights are exposed to debt collector abuse and other harm. Watch the short video on The SCRA and click on the link below to learn more about how the S.C.R.A. may apply to you.
If you are on active duty and need immediate help with foreclosure, debt collection or credit issue, contact our firm today. Let’s get started solving your problem today.


ESTATE PLANNING

Are your financial, business and personal affairs in order?
This is an important question that deserves an honest answer. Especially since the estate you have established over the years can be at risk of never reaching your loved ones if consumed by matters of probate court. All that can be avoided by getting the proper legal advice and setting your matters in order right now.
Our firm provides guidance in preparing Will and Trust Documents, Powers of Attorney and advance directives for health care and other important matters. These documents must be prepared properly to withstand attack from outsiders or others that may interfere with carrying out your instructions in situations involving representatives or trustees, incapacity or death. Even simple matters, like appointment of an agent by using a Power of Attorney document can make routine day to day matters so much easier and convenient. Contact us today to discuss your needs.